Author: editornew1

Many aspiring homeowners often ask, “I make $70,000 a year, how much house can I afford?” It’s a valid question, and the answer isn’t just about salary. While your income forms the foundation, lenders also look at your credit score, existing debt, down payment, and local housing market. The journey to homeownership can be exciting, but without a solid understanding of affordability, it can quickly become overwhelming. This article will walk you through everything you need to know if you make $70,000 a year and want to buy a house. From affordability rules like the 28/36 ratio to mortgage options,…